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This blog is meant to be an editorial section where Mr. Herard will present current events articles and below each article he will add his own opinion...

Introduction to my blog

May 24, 2011

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This blog is meant to be an editorial section where Mr. Herard will present current events articles and below each article he will add his own opinion of the issues brought up by the article.  These opinions are based on 40 years in the banking industry and nearly 30 y...

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